The Captive Choice for Independent Agents:
An exclusive captive program designed to help you learn, sell, and succeed with captives.
Master Captives
Sell with Confidence
Win Bigger Clients
THE CAPTIVE INSURANCE DILEMMA
3 Ways the Captive Industry Is Killing the Independent Agent (and What You Can Do to Stop It)
The Only Captive Platform Built for Independent Agents.
We didn't just build captives that keep you in control. We built the education, training, and support program to help you succeed with them.
✓ Learn how to talk about captives with confidence
✓ Access multiple captive solutions—group, single-parent, quota share
✓ Get tools to identify and close captive-ready clients
✓ Partner with a team that guarantees: it's always your client, never ours
Protect your best accounts. Win more like them. Grow on your terms.
Why Independent Agents Are Joining Captive Coalition
1. Stop Losing Clients to Big Brokers: Your best clients are being targeted with captive solutions. If you’re not offering captives, you’re leaving them exposed. We give you the tools to compete and win.
2. Build a Captive Revenue Stream—Without the Complexity: We provide the system, training, and support to help you turn captives into a profitable part of your agency, without the steep learning curve.
3. Keep Control of Your Book: Captives help you lock in your biggest clients with a long-term strategy that prevents them from shopping around every renewal.
You can wait and watch competitors take your best accounts or you can take action.
Five Rules That Protect You.
Captive Coalition was built to do one thing: protect your clients and your revenue — at all costs. Our Five Rules exist because too many agents have been cut out, burned, or blindsided — and we won't let it happen again.
We Work Exclusively with Independent Agents
Our program is built for independent agents only, no direct writers, no captive channels.
No BOR Transfers
We will never initiate or accept a broker of record transfer on any of your clients. Period.
Businesses Must Be Represented by Independent Agents
Every business in our captive must come through an independent agent, no exceptions.
We Don't Compete with Agents
We are not an agency. We don't sell direct, we don't prospect your accounts, and we don't compete with you, ever.
It's Always Your Client
From day one to renewal, your client is yours. We guarantee it, in writing, every time.
These aren't guidelines — they're guarantees.