Taking the step to learn more about captives is already huge. Finding a captive partner shouldn’t feel impossible. And feeling secure you made the right choice. That can feel Herculean.
You’ve seen the big names in the captive insurance space. They say they offer “customized solutions” (eye roll) or “we decided to create a better way.” You’ve heard it all and are (rightfully) concerned. The last thing you want is an overhyped promise that makes you and your clients feel like just another transaction. In the end, you might read everything about us and still feel like we’re just another name in the industry.
That said, we’re not here to sell you on joining us. We’re here to ensure that you feel confident that we can help you grow when deciding to become a member.
The thing is, we at Captive Coalition have been in your shoes. That’s why we want you to have the accessible tools, education, and long-term support you need to secure your best clients, grow your business, and stay ahead of the competition. If that’s what you’re looking for, keep reading.
By the end of this article, you’ll know what Captive Coalition does to help independent agents. You’ll learn how:
Captive Coalition does not intend to act as an agency or a captive consultant trying to push a program (and you to the sidelines). Our whole purpose is to get you involved in a community and give you access to resources built specifically for independent agents. That way, you can confidently offer captives to your best clients.
This is how Captive Coalition works with agents:
We want to be a straightforward, agent-first, and transparent captive partner. Our priority is ensuring that you have the help and resources you need.
For a more in-depth understanding of how we work with independent agents, read our article on How To Work With Captive Coalition As An Independent Agent.
Understanding captives is already challenging enough; explaining them to your clients is another. For this reason, we provide you with tools and resources to help them integrate captives into their businesses.
Captives already look intimidating and complicated on their face. We simplify them to make them clear and digestible concepts so you can explain them to your clients. Here’s what we focus on:
Our resources include:
You can use some of these tools as soon as right now. Try out our captive insurance calculator.
Again, we aren’t going to train you and say “bye!” That’s not how we work. We help with:
If you’ve worked with other groups before, you’ve likely heard the horror stories of instances where agents are cut out of their client relationships, captives being managed behind closed doors, or clients being directly approached by captive managers.
We follow five hard rules to prevent such instances. These rules are meant to protect independent agents and ensure that captives work for you.
We don’t work with direct writers or national brokers. Only independent agents. Period.
Your clients stay yours. The only exceptions? Fraud, loss of license, or serious misrepresentation.
Clients can’t join Captive Coalition without an agent. If they don’t have one, we connect them with someone like you in our network.
If a business approaches us directly, we refer them to an independent agent. We don’t step into your role.
You own the relationship. We’re just here to support you.
These rules are pretty straightforward. That said, read more about our five rules to see how they can play a role in your practice.
After working with plenty of independent agents, we’ve noticed a pattern of roadblocks they face:
Captive Coalition wants to give you clear strategies for scaling your practice.
When all is said and done, our goal is to help you grow.
If you’re looking for a hard sell or big promises, you won’t find that here. Captive Coalition exists to help independent agents succeed with captives without losing client relationships. We don’t want to complicate the process, compete with you, or lock you out from your clients. We want your success.
When all is said and done, you might see us like any other captive provider. Even then, we would love to see you become a member and learn more about what we can provide for you. Consider joining Captive Coalition.